Generated by All in One SEO Pro v4.9.9, this is an llms.txt file, used by LLMs to index the site. # Landis Your path to homewnership. Find your way home. ## Sitemaps - [XML Sitemap](https://www.landis.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://www.landis.com/blog/) - [Unlocking the Doors to Homeownership: The Value of Mortgage Education](https://www.landis.com/unlocking-the-doors-to-homeownership-the-value-of-mortgage-education/) - In the journey towards homeownership, understanding mortgage qualifications is crucial. Recent research conducted by Fannie Mae sheds light on the significance of mortgage education in dispelling myths and equipping individuals with the knowledge needed to make informed decisions.1 Dispelling Misconceptions The Fannie Mae study reveals widespread misunderstandings among consumers regarding mortgage qualifications, particularly concerning credit - [Empowering Financial Futures: Insights from the Boston Youth Credit Building Initiative](https://www.landis.com/empowering-financial-futures-insights-from-the-boston-youth-credit-building-initiative/) - In the ever-evolving landscape of financial empowerment, understanding the efficacy of coaching interventions is paramount. A study titled "Assessing the Effectiveness of Financial Coaching: Evidence from the Boston Youth Credit Building Initiative," conducted in June 2018, offers invaluable insights into the impact of financial coaching initiatives.1 The initiative targeted individuals aged 18 to 29, offering - [This husband and wife real estate duo puts family first](https://www.landis.com/this-husband-and-wife-real-estate-duo-puts-family-first/) - It’s common to see real estate agents on TV as pseudo-celebrities, with flashy cars, designer clothes, and multi-million-dollar sales. But in the average American community, it’s a lot more comforting to work with — and easier to trust — someone who reflects the world you live in. In Greensboro, North Carolina, that could easily be - [Your Landis homebuying budget, explained](https://www.landis.com/your-landis-homebuying-budget-explained/) - Once you’re fully approved to work with Landis, you’ll receive a personalized homebuying budget for your next step of finding, touring, and making offers on homes. It’s important to stick to your budget as you navigate all the listings, social media, and for sale signs you come across in your home search. It helps your - [How to get down payment assistance](https://www.landis.com/how-to-get-down-payment-assistance/) - Nearly half of consumers assume you need to put down at least 16% of a home’s price to be able to get a mortgage. But the reality is, down payments can be as low as 3%. In 2021, the average down payment for first-time homebuyers was just 7%, and 17% for repeat buyers. No matter - [Heroes help heroes at this real estate firm](https://www.landis.com/heroes-help-heroes-at-this-real-estate-firm/) - Communities are defined by their people. Whether it’s the EMS worker you call in a crisis, the teacher you rely on for guidance, or the military member fighting for your freedoms, there are heroes in every community who put their time and energy into keeping others safe. Homes for Heroes understands that kind of hard - [Expect these homebuying trends for the rest of 2022](https://www.landis.com/expect-these-homebuying-trends-for-the-rest-of-2022/) - With higher rates and less homebuyer demand, the once-fiery real estate market is cooling down for the winter. But it’s not all bad news: there are still some bright spots to be found if you’re on the hunt for a home. Less competition Many buyers are backing off the market, which can help shrink competition - [Apply to Landis in these 3 easy steps](https://www.landis.com/apply-to-landis-in-these-3-easy-steps/) - Ready to own a home and think Landis could be a good fit? Your next step is simple: apply! It only takes a few minutes, it’s totally free, and won’t affect your credit score. Here’s a quick rundown of the initial application, so you know exactly what to expect. Create an account Go to http://path.landis.com/apply - [We raised a Series B to help more Americans become homeowners](https://www.landis.com/we-raised-a-series-b-to-help-more-americans-become-homeowners/) - Today, I’m thrilled to announce that we’ve raised $40 million in Series B funding. This round of financing demonstrates further confidence in Landis and allows us to scale our efforts to make homeownership more accessible. With the support of our new investor, GV, along with many of our existing investors, including Sequoia and Jay Z’s - [This Louisville agent opens doors for renters](https://www.landis.com/this-louisville-agent-opens-doors-for-renters/) - When realtor Shantil Newton moved to Louisville, Kentucky from Atlanta with her husband, they only expected to stay for five years. “But in five years, we had two kids and multiple businesses,” she says with a laugh. One of those businesses is her real estate firm, Infinite Homes Realty, where she pairs buyers with homes - [How to get your student loans forgiven](https://www.landis.com/how-to-get-your-student-loans-forgiven/) - After much anticipation, federal student loan forgiveness is here. The government is rolling out its plan to erase debt for the roughly 40 million Americans who are paying off federal student loans.‍ Most people will be eligible to have up to $10,000 forgiven. If you received a Pell Grant award, designed for low-income undergraduate students, - [How an Indiana mother of 4 bought her house from Landis](https://www.landis.com/how-an-indiana-mother-of-4-bought-her-house-from-landis/) - Jackie Dowd hadn’t been back to her hometown of Greencastle, Indiana, in years, but the roads were still familiar. She found herself driving through town with her husband, Brian, and their four children — Dorian, 17, Julian, 11, Zoe, 9, and Liam, 6 — after over a year of searching for a place to call - [Everything you need to know about your debt-to-income ratio](https://www.landis.com/everything-you-need-to-know-about-your-debt-to-income-ratio/) - ‍Your debt-to-income ratio (often known as DTI) is a term you might hear a lot on your journey to homeownership. To put it simply, this percentage represents the portion of your gross monthly income (before taxes) that goes toward paying off debts. That can mean credit cards, student loans, rent, or personal loans. If 50% - [How your free credit report can help you buy a house](https://www.landis.com/how-your-free-credit-report-can-help-you-buy-a-house/) - Buying a home usually starts with a clear-eyed look at the state of your credit. It’s what lenders pull to determine whether or not to approve you for a mortgage, and if you keep tabs on it yourself, you can improve your chances of success. Your credit score is a numerical assessment of the financial - [These are the documents you’ll need to apply to Landis](https://www.landis.com/these-are-the-documents-youll-need-to-apply-to-landis/) - Once you’ve prequalified with Landis, you’ll be asked for some important financial documents to move ahead with your application. Here’s a comprehensive guide to everything you’ll need and where to find it. Income verification ‍Two recent bank statements To qualify for a mortgage, you need a bank account. We recommend setting up a bank account - [Series A Announcement](https://www.landis.com/series-a-announcement/) - Today, we are very proud to announce that we raised a $165m Series A. Our mission is to empower tens of millions of Americans to achieve their dreams of homeownership, and this funding round marks a big step forward in our ability to do just that. Homeownership matters. It matters because it provides access to ## Pages - [Rent to own your home and become a homeowner](https://www.landis.com/) - We buy your dream home and coach you towards mortgage eligibility. You rent to own your home until you are prepared to buy. - [How the Landis program works](https://www.landis.com/rent-to-own/) - 01 Apply to LandisFind out if you pre-qualify for the Landis program in minutes. The application is free, requires no commitment, and does not affect your credit score. 02 Receive home budgetOur underwriting team will verify your financial documents and give you an approved home budget to go home shopping with. Your dedicated Client Advisor - [Contact](https://www.landis.com/contact/) - [Resources](https://www.landis.com/resources/) - Latest from our BlogWe highlight inspiring people, company wins, the latest in the real estate market and more. All Posts Stories from real Clients & AgentsWe love highlighting the people that make Landis possible! All Reviews - [Product Overview](https://www.landis.com/product-overview/) - Coaching goals Personalized coaching goals make up a tailored mortgage readiness plan that takes into consideration many factors including financials, timeline, mortgage product, purchase price and more. Coaching actions Custom action items progress clients towards their mortgage readiness coaching goals. Through monthly check-ins with their client, Homeownership Coaches assign action items that are both achievable - [Coaching](https://www.landis.com/rent-to-own/coaching/) - 01 Tailored mortgage readiness planYour dedicated Homeownership Coach will create a tailored plan for your timeline & financial situation. 02 Coach check-insCheck-in with your coach on a monthly basis to discuss your progress and questions. Coaching Focus Areas Credit score Debt-to-income ratio Down payment savings 03 Tools & technologyLevel up your coaching experience with tools - [Data Security & Compliance](https://www.landis.com/data-security-compliance/) - We are committed to transparency, integrity, and continuous improvement in all aspects of our operations, ensuring the ongoing protection of our stakeholders' data and interests. SOC 2 Type 2 Certified This certification confirms our adherence to the stringent requirements of the SOC2 framework, bolstering our data security practices and enhancing trust with our stakeholders. Security - [Privacy Policy](https://www.landis.com/privacy-policy/) - Privacy Policy This Privacy Policy describes our practices regarding the collection, use and disclosure of information collected by Landis Technologies Inc. (together with its subsidiaries and affiliates, "Landis") through our web sites, applications, and other online services that post or include a link to this Privacy Policy (collectively, the "Sites"). This Privacy Policy only covers - [Quiz](https://www.landis.com/this-is-a-test-quiz/) - Credit Quiz Who are the three major credit bureaus?(Required) Visa, Mastercard, and American Express Equifax, TransUnion, and Experian Federal Reserve, FDIC, and NCUA Fico, Vantage and Creditwise What is the most important factor when determining a credit score?(Required) Amount owed New accounts/recent applications Payment history Length of time accounts have been established Why is having - [Careers](https://www.landis.com/careers/) - Our Principles As a team member, you'll strive for the following: Commit to the cause, client, and company Amaze every day Improve the internal and external community Hire the best and maximize your potential Results matter Work smart, work hard Move fast Trust takes effort Eliminate ambiguity Be helpful and ask for help What we - [Gold Partner Program](https://www.landis.com/gold-partner-program/) - 01 Eligibility Once you refer 2+ clients to us who are conditionally approved you will be eligible to become a member of our Gold Club. 02 High touch service Receive a dedicated Client Advisor who acts as point of contact for all client related questions. Schedule weekly or monthly pipeline calls for you and your - [Rent Payment Estimator](https://www.landis.com/rent-to-own/pricing/) - [About](https://www.landis.com/about/) - [Agents](https://www.landis.com/agents/) - 01 Invite clients to Landis Invite clients to apply through our agent portal, Ally. The application is free and will not impact credit score. We deliver a prequalification decision in minutes. 02 Review approved home budget We verify your client's financials to determine if they are candidates for the Landis program. When approved, we provide - [Homebuilders](https://www.landis.com/homebuilders/) - Closing is simple Help your customers become homeowners 1 Refer a customer from our partner portal 2 We pre-qualify them within 24 hours 3 Landis buys the house all cash and rents it to them Why Landis? Turn leads into buyers Unqualified leads become qualified buyers. Keep your closings on track and on schedule. Faster - [Sitemap](https://www.landis.com/sitemap/) - PagesSitemapPartnersGold ClubCoachingApplication PolicyHow the Landis program worksTerms of UseResourcesContactHomebuildersLendersAgentsCareersAboutRent Payment EstimatorBlogPrivacy PolicyRent to own your home and become a homeownerBlog PostsThis husband and wife real estate duo puts family firstYour Landis homebuying budget, explainedHow to get down payment assistanceHeroes help heroes at this real estate firmExpect these homebuying trends for the rest of 2022Apply to - [Terms of Use](https://www.landis.com/terms-of-use/) - THE AGREEMENT: The use of this website and services on this website provided by Landis Technologies, Inc. (hereinafter referred to as "Company") are subject to the following Terms & Conditions (hereinafter the "Agreement"), all parts and sub-parts of which are specifically incorporated by reference here. This Agreement shall govern the use of all pages on - [Application Policy](https://www.landis.com/application-policy/) - Equal Housing Opportunity: We have a policy of strict compliance with the Federal Fair Housing Act, as well as state and local laws. Applications will not be denied on the basis of race, color, religion, national origin, sex, handicap or familial status. Applications: Each person who is 18 years of age or older who will - [Partners](https://www.landis.com/partners/) - We operate in 8 states We buy a home within an approved budget and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. We operate in 8 states We buy a home within an approved budget and coach you towards mortgage eligibility. You rent until it makes sense - [Lenders](https://www.landis.com/lenders/) - Closing is simple Help your customers become homeowners 1 Refer a borrower from our partner portal. 2 We pre-qualify them. 3 Landis buys the house all cash and rents it to them. 4 When your client is ready to become a homeowner, we refer them back to you for the mortgage. Why Landis? Turn leads ## Agents - [Allie Agent](https://www.landis.com/a/allie-agent/) - [Katie Agent](https://www.landis.com/a/katie-agent/) - [Ben Agent](https://www.landis.com/a/ben-agent/) - [Agent Smith](https://www.landis.com/a/agent-smith/) - [JO](https://www.landis.com/a/jo/) - [Carl Finkbeiner](https://www.landis.com/a/carl-finkbeiner/) ## FAQs - [What types of homes does Landis purchase?](https://www.landis.com/faq/what-types-of-homes-does-landis-purchase/) - The home must meet the following property criteria: Priced between $150,000* and $500,000 Built in 1970 or later Minimum of 800 livable square feet Single-family home or fee-simple townhouse only. (No condos, trailers, modular, or manufactured homes) Move-in ready condition; we cannot work with “as is” listings Cannot have water, termites, foundation, or roof damage - [What documents do I need to submit if I’m self-employed?](https://www.landis.com/faq/what-documents-do-i-need-to-submit-if-im-self-employed/) - Congratulations! If we’ve asked you to submit documents, that means you’ve been prequalified. Here, we’ll show you what documents you need to submit and where you can find them. Tax Return (Form 1040)Bank Statements1099Profit & Loss Statement Q: Why do you need me to send additional documents? A: We want to make sure that at - [How long does it take from when I select a home to when I move in?](https://www.landis.com/faq/how-long-does-it-take-from-when-i-select-a-home-to-when-i-move-in/) - You can expect to move in 30 days after our offer to purchase the home is accepted. During these three weeks, Landis will order and pay for an appraisal and inspection to ensure that your house is safe, reliable, and fairly priced. You can move in as soon as we’ve closed on the house. - [How do you decide my home budget?](https://www.landis.com/faq/how-do-you-decide-my-home-budget/) - When we determine your home budget, we are doing our best to ensure that you will be able to get a mortgage at the end of the program. Our calculations take into consideration your savings balance, preferred rent amount, rent-to-income ratio, debt-to-income ratio, and desired home price. - [How long does it take to move into a home?](https://www.landis.com/faq/how-long-does-it-take-to-move-into-a-home/) - It generally takes a minimum of 4-8 weeks between hitting the “Apply” button and moving into your new home. It can take some clients a bit longer to find the home they want, so we recommend starting the process at least 2 months before you’re ready to move. This includes the following steps: You submit - [How do I apply to Landis?](https://www.landis.com/faq/how-do-i-apply-to-landis/) - Apply to Landis online in minutes to find out if you prequalify. The application is free, requires no commitment, and doesn’t affect your credit score. From there, we’ll ask for documents to verify your financial details to determine your approved home budget. Your home budget will be the maximum amount that Landis can spend on - [What price will I pay for the house?](https://www.landis.com/faq/what-price-will-i-pay-for-the-house-2/) - If you buy your home within the first 12 months of the program, you’ll pay a buyback price that’s 4% greater than the home’s original appraised value. After 12 months, the price climbs by 2% every 6 months. Clients are also responsible for closing costs when they purchase the home from Landis. On average, these - [Do you provide me with a mortgage or other financing?](https://www.landis.com/faq/do-you-provide-me-with-a-mortgage-or-other-financing/) - No, Landis is not a lender. We can refer you to local banks and other mortgage lenders that are able to work with you. - [What fees or closing costs should I expect when I buy the home?](https://www.landis.com/faq/what-fees-or-closing-costs-should-i-expect-when-i-buy-the-home/) - Clients are responsible for closing costs when they purchase the home from Landis. On average, these costs are 3% to 6% of the price of the home. - [What documents are required?](https://www.landis.com/faq/what-documents-do-you-require/) - Once you are prequalified, you will need to provide documentation to verify your income and assets. For salaried or hourly employees, you will need all of the following:• Last year’s Tax Return• 2 recent bank statements• 2 recent pay stubs• Last year’s W2‍For self-employed applicants, you will need all of the following:• Last year’s tax - [Can I earn a commission when I work with Landis?](https://www.landis.com/faq/can-i-earn-a-commission-when-i-work-with-landis/) - Yes! If you invite a client to Landis, you will represent Landis when we buy their house and earn a buyer's commission. - [Do I have to pay to use Landis?](https://www.landis.com/faq/do-i-have-to-pay-to-use-landis/) - No, Landis partners are not charged any fees. - [What clients should I refer clients to Landis?](https://www.landis.com/faq/when-should-i-refer-clients-to-landis/) - You can refer any client that wants to buy a house but does not yet qualify for a mortgage. Common reasons include low credit, deficient savings, a recent bankruptcy, and/or self-employment. We work with clients whose credit scores are at least 550 and income is over $55,000. Clients will also need to have cash to - [What are my monthly payments while I'm renting?](https://www.landis.com/faq/how-does-landis-determine-the-market-rent-portion-of-the-monthly-payment/) - Each month, you will pay rent based on fair market value. Your dedicated coach will recommend an additional monthly savings commitment to help you build your down payment savings over time. - [Will I have to pay a security deposit before I move in?](https://www.landis.com/faq/will-i-have-to-pay-a-security-deposit-before-i-move-in/) - You'll make a deposit of 2% to 3% of the purchase price, which includes a security deposit. - [Do I pay taxes, insurance, utilities, maintenance, etc.?](https://www.landis.com/faq/do-i-pay-taxes-insurance-utilities-maintenance-etc/) - While you are renting, Landis will pay for taxes and homeowners’ insurance. You will pay for all utilities and for any maintenance items under $200. Any maintenance items above $200 will be split 50/50 between you and Landis. You are required to have and pay for rental insurance during your rental period. - [Can I have pets in my home?](https://www.landis.com/faq/can-i-have-pets-in-my-home/) - Yes, you just need to register your pets before moving into your new home. Select dog breeds are not allowed, including Pit Bull, Rottweiler, Doberman, Pinscher, Chow Chow, any Wold hybrid or any mix of the aforementioned breeds. - [What if I already have a house in mind?](https://www.landis.com/faq/what-if-i-already-have-a-house-in-mind/) - That’s great! Let us know the home details after you apply and we will try to make it work for you. - [Can I use a real estate agent?](https://www.landis.com/faq/can-i-use-a-real-estate-agent/) - Yes! If you already have an agent, we'll happily work with them. If you don't, we can match you with one of our Landis partner agents in your area. Your agent will earn their full buyer’s commission. - [How long is my approval letter valid?](https://www.landis.com/faq/how-long-is-my-approval-letter-valid/) - Your Landis approval letter is valid for 30 days and can be easily extended if you need more time to find your dream home. - [Why might my application be denied?](https://www.landis.com/faq/why-might-my-application-be-denied/) - Applications are evaluated on the following factors:• Credit score must be at least 550• Income must be at least $55,000 per year• On-time payment history and currentness of existing obligations• Rent-to-income and debt-to-income ratios• Other unique credit circumstances, such as a bankruptcy or foreclosure If you are unsure whether you meet the above criteria, find - [How does Landis decide the offer price?](https://www.landis.com/faq/how-does-landis-decide-what-price-to-offer/) - Our real estate experts will offer competitive, all-cash offers based on market conditions, and the recent sale prices of comparable properties in your area. We work with your agent to negotiate the lowest price we can. - [What if I had a bankruptcy?](https://www.landis.com/faq/what-if-i-had-a-bankruptcy-or-a-foreclosure/) - For a Chapter 13 bankruptcy you are eligible if you have successfully completed the trustee payments, or if you have been in your payment plan for 18 months and can provide the payment plan documents. If your bankruptcy has been dismissed or you have a Chapter 7 discharged, we require a 12 month waiting period. - [What are the eligibility requirements for Landis?](https://www.landis.com/faq/what-do-i-need-to-get-started-with-landis/) - We work with clients whose credit scores are at least 550 and income is over $55,000. You’ll also need to have cash to fund your initial deposit of 2%to 3%, depending on your qualifications. Landis also considers other factors like your general credit history and debt-to-income ratio. - [What is Landis?](https://www.landis.com/faq/what-is-landis/) - Landis is a homeownership program for renters who want to become homeowners but need help to prepare for a mortgage. You can rent your dream home until you’re ready to buy it. During that time, you will build your credit and down payment savings with the help of a Landis Homeownership Coach. As soon as - [What if I don't buy the home?](https://www.landis.com/faq/what-if-i-want-to-exit-the-program/) - If you move out of the home, you are responsible for paying a fee of 3% of the purchase price. - [How does Landis make money?](https://www.landis.com/faq/how-does-landis-make-money/) - We make money from the rent you pay us and the appreciation of the house during the rental period. To make sure we're always on your side, we don’t take any commissions or fees from our agents. We also never sell your data to third parties. - [What does Landis cost?](https://www.landis.com/faq/what-does-landis-cost/) - It’s free to apply to Landis. Once you’re approved and have selected your home, you’ll contribute 2% to 3% of the purchase price as an initial down payment. While you’re renting, your monthly rent is based on fair market value for rent in your area. To get a sense of what you could pay each - [How does Landis compare to renting?](https://www.landis.com/faq/how-does-landis-compare-to-renting/) - Landis works with you to help you become a homeowner as soon as possible. You’ll pick your dream home and rent it from us until you’re ready to buy it with a mortgage. We provide a dedicated Homeownership Coach to help you build your credit and save for a down payment so that you can - [Where does Landis operate?](https://www.landis.com/faq/where-does-landis-operate/) - We currently operate in Alabama, Florida, Georgia, Indiana, Kentucky, North Carolina, Ohio, and Tennessee. Click here for an interactive map showing where we operate (green areas). - [Can I use a VA, FHA, USDA or other kind of mortgage?](https://www.landis.com/faq/can-i-use-a-va-fha-usda-or-other-kind-of-mortgage/) - Yes. You are able to work with these and many other lending programs. If you’d like, Landis can facilitate introductions to lenders to get the process started for you. - [What if the home appraises for less than when Landis bought it?](https://www.landis.com/faq/what-if-the-home-appraises-for-less-than-when-landis-bought-it/) - If it comes time to buy your home and the property doesn’t appraise at the same value, you still have a few options. • You can submit the appraisal report to Landis and allow us to contest the results. • You can seek a second appraisal opinion or a different lender for your mortgage.• You can postpone - [Who are typical Landis clients?](https://www.landis.com/faq/who-are-typical-landis-clients/) - Here are some examples of clients we often work with: First-time homebuyers who are overwhelmed or confused by the buying process.People who need a larger down payment to afford their dream home.Homebuyers who aren’t winning bids using FHA or VA loans.Clients with past bankruptcies that were discharged at least 6-12 months ago.Self-employed people, or those - [When should I invite a client to Landis?](https://www.landis.com/faq/when-should-i-invite-a-client-to-landis/) - You can invite any client to Landis, but we typically work with clients that want to buy a house but do not yet qualify for a mortgage. Common reasons include imperfect credit, not enough savings for a down payment, a past bankruptcy, and/or a unique income situation (e.g. self-employment.) - [How do I invite a client or refer a listing to Landis?](https://www.landis.com/faq/how-do-i-invite-a-client-or-refer-a-listing-to-landis/) - If you have a client interested in working with Landis, please invite them by creating an account through our Partner Portal. If you have a listing that meets our requirements, you can have the seller include rent-to-own availability in their listing and refer relevant inquiries to Landis. - [How does Landis determine how much to offer for a home?](https://www.landis.com/faq/how-does-landis-determine-how-much-to-offer-for-a-home/) - Our real estate experts offer competitive, all-cash offers based on market conditions as well as the recent sale prices of comparable properties in your area. We work with your agent to negotiate the lowest price we can, and pass on the savings to you in the form of lower rent. We’ll always take your feedback - [Can I buy the house before my lease term ends?](https://www.landis.com/faq/can-i-buy-the-house-before-my-lease-term-ends/) - Yes! You can purchase the house anytime throughout the lease period. We never want our clients to rent longer than they need. - [Will the credit pull on my application impact my credit score?](https://www.landis.com/faq/will-the-credit-pull-on-my-application-impact-my-credit-score/) - No, your credit will not be impacted by any credit pull from Landis. We will only make a soft credit inquiry, or a “soft pull.” - [How does Landis decide what price to offer?](https://www.landis.com/faq/how-does-landis-decide-what-price-to-offer-2/) - Our real estate experts offer competitive, all-cash offers based on market conditions, and the recent sale prices of comparable properties in your area. We’ll offer up to the anticipated appraisal value at our discretion, but not higher than the client’s budget.We work with your agent to negotiate the lowest price we can, and pass on ## Markets - [Alpharetta, Georgia](https://www.landis.com/rent-to-own/home/alpharetta-georgia/) - We buy a home in Alpharetta, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Akron, Ohio](https://www.landis.com/rent-to-own/home/akron-ohio/) - We buy a home in Akron, Ohio and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Sarasota, Florida](https://www.landis.com/rent-to-own/home/sarasota-florida/) - We buy a home in Sarasota, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Athens, Georgia](https://www.landis.com/rent-to-own/home/athens-georgia/) - We buy a home in Athens, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Clarke County, Georgia](https://www.landis.com/rent-to-own/home/clarke-county-georgia/) - We buy a home in Clarke County, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Savannah, Georgia](https://www.landis.com/rent-to-own/home/savannah-georgia/) - We buy a home in Savannah, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Richmond County, Georgia](https://www.landis.com/rent-to-own/home/richmond-county-georgia/) - We buy a home in Richmond County, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Augusta, Georgia](https://www.landis.com/rent-to-own/home/augusta-georgia/) - We buy a home in Augusta, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Warner Robins, Georgia](https://www.landis.com/rent-to-own/home/warner-robins-georgia/) - We buy a home in Warner Robins, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Bibb County, Georgia](https://www.landis.com/rent-to-own/home/bibb-county-georgia/) - We buy a home in Bibb County, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Macon, Georgia](https://www.landis.com/rent-to-own/home/macon-georgia/) - We buy a home in Macon, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Sandy Springs, Georgia](https://www.landis.com/rent-to-own/home/sandy-springs-georgia/) - We buy a home in Sandy Springs, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Atlanta, Georgia](https://www.landis.com/rent-to-own/home/atlanta-georgia/) - We buy a home in Atlanta, Georgia and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Pompano Beach, Florida](https://www.landis.com/rent-to-own/home/pompano-beach-florida/) - We buy a home in Pompano Beach, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Fort Lauderdale, Florida](https://www.landis.com/rent-to-own/home/fort-lauderdale-florida/) - We buy a home in Fort Lauderdale, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Miami, Florida](https://www.landis.com/rent-to-own/home/miami-florida/) - We buy a home in Miami, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Marco Island, Florida](https://www.landis.com/rent-to-own/home/marco-island-florida/) - We buy a home in Marco Island, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Naples, Florida](https://www.landis.com/rent-to-own/home/naples-florida/) - We buy a home in Naples, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Fort Myers, Florida](https://www.landis.com/rent-to-own/home/fort-myers-florida/) - We buy a home in Fort Myers, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Cape Coral, Florida](https://www.landis.com/rent-to-own/home/cape-coral-florida/) - We buy a home in Cape Coral, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Bradenton, Florida](https://www.landis.com/rent-to-own/home/bradenton-florida/) - We buy a home in Bradenton, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [North Port, Florida](https://www.landis.com/rent-to-own/home/north-port-florida/) - We buy a home in North Port, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Titusville, Florida](https://www.landis.com/rent-to-own/home/titusville-florida/) - We buy a home in Titusville, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Melbourne, Florida](https://www.landis.com/rent-to-own/home/melbourne-florida/) - We buy a home in Melbourne, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Palm Bay, Florida](https://www.landis.com/rent-to-own/home/palm-bay-florida/) - We buy a home in Palm Bay, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Winter Haven, Florida](https://www.landis.com/rent-to-own/home/winter-haven-florida/) - We buy a home in Winter Haven, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Lakeland, Florida](https://www.landis.com/rent-to-own/home/lakeland-florida/) - We buy a home in Lakeland, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Clearwater, Florida](https://www.landis.com/rent-to-own/home/clearwater-florida/) - We buy a home in Clearwater, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [St. Petersburg, Florida](https://www.landis.com/rent-to-own/home/st-petersburg-florida/) - We buy a home in St. Petersburg, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Tampa, Florida](https://www.landis.com/rent-to-own/home/tampa-florida/) - We buy a home in Tampa, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Sanford, Florida](https://www.landis.com/rent-to-own/home/sanford-florida/) - We buy a home in Sanford, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Kissimmee, Florida](https://www.landis.com/rent-to-own/home/kissimmee-florida/) - We buy a home in Kissimmee, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Orlando, Florida](https://www.landis.com/rent-to-own/home/orlando-florida/) - We buy a home in Orlando, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Ocala, Florida](https://www.landis.com/rent-to-own/home/ocala-florida/) - We buy a home in Ocala, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Gainesville, Florida](https://www.landis.com/rent-to-own/home/gainesville-florida/) - We buy a home in Gainesville, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Jacksonville, Florida](https://www.landis.com/rent-to-own/home/jacksonville-florida/) - We buy a home in Jacksonville, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Tallahassee, Florida](https://www.landis.com/rent-to-own/home/tallahassee-florida/) - We buy a home in Tallahassee, Florida and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Mobile, Alabama](https://www.landis.com/rent-to-own/home/mobile-alabama/) - We buy a home in Mobile, Alabama and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Montgomery, Alabama](https://www.landis.com/rent-to-own/home/montgomery-alabama/) - We buy a home in Montgomery, Alabama and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Anderson, Indiana](https://www.landis.com/rent-to-own/home/anderson-indiana/) - We buy a home in Anderson, Indiana and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Carmel, Indiana](https://www.landis.com/rent-to-own/home/carmel-indiana/) - We buy a home in Carmel, Indiana and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Indianapolis, Indiana](https://www.landis.com/rent-to-own/home/indianapolis-indiana/) - We buy a home in Indianapolis, Indiana and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Hoover, Alabama](https://www.landis.com/rent-to-own/home/hoover-alabama/) - We buy a home in Hoover, Alabama and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Birmingham, Alabama](https://www.landis.com/rent-to-own/home/birmingham-alabama/) - We buy a home in Birmingham, Alabama and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Huntsville, Alabama](https://www.landis.com/rent-to-own/home/huntsville-alabama/) - We buy a home in Huntsville, Alabama and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Greenville, North Carolina](https://www.landis.com/rent-to-own/home/greenville-north-carolina/) - We buy a home in Greenville, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Wilmington, North Carolina](https://www.landis.com/rent-to-own/home/wilmington-north-carolina/) - We buy a home in Wilmington, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Fayetteville, North Carolina](https://www.landis.com/rent-to-own/home/fayetteville-north-carolina/) - We buy a home in Fayetteville, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Cary, North Carolina](https://www.landis.com/rent-to-own/home/cary-north-carolina/) - We buy a home in Cary, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Chapel Hill, North Carolina](https://www.landis.com/rent-to-own/home/chapel-hill-north-carolina/) - We buy a home in Chapel Hill, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Durham, North Carolina](https://www.landis.com/rent-to-own/home/durham-north-carolina/) - We buy a home in Durham, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Burlington, North Carolina](https://www.landis.com/rent-to-own/home/burlington-north-carolina/) - We buy a home in Burlington, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [High Point, North Carolina](https://www.landis.com/rent-to-own/home/high-point-north-carolina/) - We buy a home in High Point, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Greensboro, North Carolina](https://www.landis.com/rent-to-own/home/greensboro-north-carolina/) - We buy a home in Greensboro, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Winston-Salem, North Carolina](https://www.landis.com/rent-to-own/home/winston-salem-north-carolina/) - We buy a home in Winston-Salem, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Gastonia, North Carolina](https://www.landis.com/rent-to-own/home/gastonia-north-carolina/) - We buy a home in Gastonia, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Concord, North Carolina](https://www.landis.com/rent-to-own/home/concord-north-carolina/) - We buy a home in Concord, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Charlotte, North Carolina](https://www.landis.com/rent-to-own/home/charlotte-north-carolina/) - We buy a home in Charlotte, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Asheville, North Carolina](https://www.landis.com/rent-to-own/home/asheville-north-carolina/) - We buy a home in Asheville, North Carolina and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Franklin, Tennessee](https://www.landis.com/rent-to-own/home/franklin-tennessee/) - We buy a home in Franklin, Tennessee and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Murfreesboro, Tennessee](https://www.landis.com/rent-to-own/home/murfreesboro-tennessee/) - We buy a home in Murfreesboro, Tennessee and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Davidson, Tennessee](https://www.landis.com/rent-to-own/home/davidson-tennessee/) - We buy a home in Davidson, Tennessee and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Nashville, Tennessee](https://www.landis.com/rent-to-own/home/nashville-tennessee/) - We buy a home in Nashville, Tennessee and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Knoxville, Tennessee](https://www.landis.com/rent-to-own/home/knoxville-tennessee/) - We buy a home in Knoxville, Tennessee and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Chattanooga, Tennessee](https://www.landis.com/rent-to-own/home/chattanooga-tennessee/) - We buy a home in Chattanooga, Tennessee and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Clarksville, Tennessee](https://www.landis.com/rent-to-own/home/clarksville-tennessee/) - We buy a home in Clarksville, Tennessee and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Memphis, Tennessee](https://www.landis.com/rent-to-own/home/memphis-tennessee/) - We buy a home in Memphis, Tennessee and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Lexington, Kentucky](https://www.landis.com/rent-to-own/home/lexington-kentucky/) - We buy a home in Lexington, Kentucky and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Youngstown, Ohio](https://www.landis.com/rent-to-own/home/youngstown-ohio/) - We buy a home in Youngstown, Ohio and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Cleveland, Ohio](https://www.landis.com/rent-to-own/home/cleveland-ohio/) - We buy a home in Cleveland, Ohio and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Toledo, Ohio](https://www.landis.com/rent-to-own/home/toledo-ohio/) - We buy a home in Toledo, Ohio and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Columbus, Ohio](https://www.landis.com/rent-to-own/home/columbus-ohio/) - We buy a home in Columbus, Ohio and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Dayton, Ohio](https://www.landis.com/rent-to-own/home/dayton-ohio/) - We buy a home in Dayton, Ohio and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Cincinnati, Ohio](https://www.landis.com/rent-to-own/home/cincinnati-ohio/) - We buy a home in Cincinnati, Ohio and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Jefferson County, Indiana](https://www.landis.com/rent-to-own/home/jefferson-county-indiana/) - We buy a home in Jefferson County, Indiana and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Louisville, Kentucky](https://www.landis.com/rent-to-own/home/louisville-kentucky/) - We buy a home in Louisville, Kentucky and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Evansville, Indiana](https://www.landis.com/rent-to-own/home/evansville-indiana/) - We buy a home in Evansville, Indiana and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [South Bend, Indiana](https://www.landis.com/rent-to-own/home/south-bend-indiana/) - We buy a home in South Bend, Indiana and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Goshen, Indiana](https://www.landis.com/rent-to-own/home/goshen-indiana/) - We buy a home in Goshen, Indiana and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Fort Wayne, Indiana](https://www.landis.com/rent-to-own/home/fort-wayne-indiana/) - We buy a home in Fort Wayne, Indiana and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. - [Gary, Indiana](https://www.landis.com/rent-to-own/home/gary-indiana/) - We buy a home in Gary, Indiana and coach you towards mortgage eligibility. You rent until it makes sense to buy the home back. ## Press - [Raises $15M To Put Americans On The Path To Homeownership](https://www.landis.com/press/raises-15m-to-put-americans-on-the-path-to-homeownership/) - Landis is a company started by Cyril Berdugo and Tom Petit. They want to help more Americans own homes. Right now, many people rent homes because it's hard to buy one. People who want to buy a home can talk to Landis. The company checks if they can handle a mortgage. If they can, Landis ## Reviews - [Jackie's American Dream: Overcoming obstacles on the path to homeownership](https://www.landis.com/review/meet-jackie-d-a-wife-and-mother-of-4/) - When Jackie Dowd’s private lease-to-own agreement almost fell through, she didn’t know what to do. That’s when Landis stepped in to secure her family’s future. Jackie Dowd hadn’t been back to her hometown of Greencastle, Indiana, in years, but the roads were still familiar. She found herself driving through town with her husband, Brian, and - [Meet Glynis and her family](https://www.landis.com/review/meet-glynis-and-her-family/) - Glennis Toller shares her experience with the Landis home buying process. She, along with her daughter and niece, lived in a one-bedroom apartment and was keen on not renewing the lease. Discovering Landis via Google, she applied online and found the application process straightforward. In just over a week, she was pre-approved and collaborated with - [Meet Barry](https://www.landis.com/review/meet-barry/) - My experience with the rent-to-own process was initially met with skepticism, especially since it was my first time venturing into this arrangement. However, as I progressed with Landis, my concerns were alleviated. Their reassurance throughout the process was commendable. One of the main reasons I chose to work with Landis was their reputation. We were - [Meet Stan and Brittany](https://www.landis.com/review/meet-stan-and-brittany/) - Hi, I'm Stan, and this is Brittany. We recently completed the closing on our property in Lake Wiley. After selling our previous properties and reaching the point of financing for the new one, Landis was an invaluable resource. The team, especially Melanie, provided expert advice and guidance on our financing options. Their support made a - [Meet Allen, Veteran](https://www.landis.com/review/meet-allen-veteran/) - Landis found him a home after he came back from his second tour in Afghanistan. - [Meet Lawrence](https://www.landis.com/review/meet-lawrence/) - Before we discovered Landis, my wife and I were focused on improving our credit. At the time, we weren't married yet, but with a growing family, the house we were living in became too cramped for the five of us. Initially, we were hesitant about working with Landis. However, I persuaded my wife to give - [How Landis helped Tammy achieve her dream of becoming a homeowner](https://www.landis.com/review/how-landis-helped-tammy-achieve-her-dream-of-becoming-a-homeowner/) - I was in the market for a house, and after evaluating my credit, I realized it wasn't in a position to buy a house. That's when Landis stepped in. They helped me locate the home of my dreams. They've also assured me that they'll assist in improving my credit score to a level where I - [Roxanna: One Year Later](https://www.landis.com/review/roxanna-one-year-later/) - One year after joining the Landis Homeownership Program, Roxanna and Howard bought their home with a mortgage! Together we revisit the journey that led them to this huge step in their life. - [Roxanna's Story: How Landis saved her purchase](https://www.landis.com/review/roxannas-story-how-landis-saved-her-purchase/) - Meet Roxana, a cook and hospital collector from Charlotte. Roxana was overjoyed when she finally found a home she adored, a place she envisioned living in for a long time. As the closing process neared its end, Roxana received unexpected news. Due to a late payment on a car she had co-signed for her son, ## Categories - [Uncategorized](https://www.landis.com/category/uncategorized/) - [News](https://www.landis.com/category/news/) - [Clients](https://www.landis.com/category/clients/) ## Tags - [Coaching](https://www.landis.com/tag/coaching/) ## Kinds - [Client](https://www.landis.com/reviews/client/) ## Outlets - [Forbes](https://www.landis.com/press/outlet/forbes/) ## States - [Georgia](https://www.landis.com/rent-to-own/in/georgia/) - [Florida](https://www.landis.com/rent-to-own/in/florida/) - [Alabama](https://www.landis.com/rent-to-own/in/alabama/) - [Tennessee](https://www.landis.com/rent-to-own/in/tennessee/) - [Kentucky](https://www.landis.com/rent-to-own/in/kentucky/) - [Ohio](https://www.landis.com/rent-to-own/in/ohio/) - [Indiana](https://www.landis.com/rent-to-own/in/indiana/) - [North Carolina](https://www.landis.com/rent-to-own/in/north-carolina/) ## Topics - [General](https://www.landis.com/faqs/topic/general/) - General Questions topic description - [Application](https://www.landis.com/faqs/topic/application/) - Application topic description - [Home Search](https://www.landis.com/faqs/topic/home-search/) - Home Touring topic description - [Renting](https://www.landis.com/faqs/topic/renting/) - Renting topic description - [Buy Back](https://www.landis.com/faqs/topic/buy-back/) - Buy back topic description - [Agents](https://www.landis.com/faqs/topic/agents/) - Agent topic description - [Lenders](https://www.landis.com/faqs/topic/lenders/) - Lenders topic description ## Beaver Builder Categories - [Header](https://www.landis.com/fl-builder-template-category/header/) - [Footer](https://www.landis.com/fl-builder-template-category/footer/) - [FAQs](https://www.landis.com/fl-builder-template-category/faqs/) - [Blog](https://www.landis.com/fl-builder-template-category/blog/) - [Author](https://www.landis.com/fl-builder-template-category/author/) - [Market](https://www.landis.com/fl-builder-template-category/market/) - [Review](https://www.landis.com/fl-builder-template-category/review/) - [Agent](https://www.landis.com/fl-builder-template-category/agent/) - [Press](https://www.landis.com/fl-builder-template-category/press/) - [Path](https://www.landis.com/fl-builder-template-category/path/) - [About](https://www.landis.com/fl-builder-template-category/about/) - [Hero](https://www.landis.com/fl-builder-template-category/hero/) - [Resources](https://www.landis.com/fl-builder-template-category/resources/) - [Get Started](https://www.landis.com/fl-builder-template-category/get-started/) - [Ally](https://www.landis.com/fl-builder-template-category/ally/) - [Call to Action](https://www.landis.com/fl-builder-template-category/call-to-action/)