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After much anticipation, federal student loan forgiveness is here. The government is rolling out its plan to erase debt for the roughly 40 million Americans who are paying off federal student loans.‍ Most people will be eligible to have up to $10,000 forgiven. If you received a Pell Grant award, designed for low-income undergraduate students,…

Jackie Dowd hadn’t been back to her hometown of Greencastle, Indiana, in years, but the roads were still familiar. She found herself driving through town with her husband, Brian, and their four children — Dorian, 17, Julian, 11, Zoe, 9, and Liam, 6 — after over a year of searching for a place to call…

‍Your debt-to-income ratio (often known as DTI) is a term you might hear a lot on your journey to homeownership. To put it simply, this percentage represents the portion of your gross monthly income (before taxes) that goes toward paying off debts. That can mean credit cards, student loans, rent, or personal loans. If 50%…

Buying a home usually starts with a clear-eyed look at the state of your credit. It’s what lenders pull to determine whether or not to approve you for a mortgage, and if you keep tabs on it yourself, you can improve your chances of success. Your credit score is a numerical assessment of the financial…

Once you’ve prequalified with Landis, you’ll be asked for some important financial documents to move ahead with your application. Here’s a comprehensive guide to everything you’ll need and where to find it. Income verification ‍Two recent bank statements Pay stubs Tax documents W-2 Tax Return (Form 1040) Additional documents Benefits Child support or alimony Eligible…